Are Credit Cards a Form of Investing?
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08:47

Are Credit Cards a Form of Investing?

Video Summary Many people believe that credit cards are a bad idea, citing the numerous examples of people accumulating debt and being taken advantage of by high interest rates and fees. However, for those who can manage their finances responsibly, credit cards can be a viable option for earning rewards and cash back. The key […]
Why Does Dave Ramsey Hate the VA Loan?
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13:59

Why Does Dave Ramsey Hate the VA Loan?

Video Summary Dave Ramsey, a well-known personal finance expert, has a noticeably negative view of the VA loan program, which is designed to help veterans buy homes with no money down. In his videos, he criticizes the VA loan as being the most expensive loan option, with high fees and gotchas that make it an […]
Dave Ramsey’s 10 Reasons to Cut Up Your Credit Cards
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19:58

Dave Ramsey’s 10 Reasons to Cut Up Your Credit Cards

Video Summary Dave Ramsey, a financial guru, believes that credit cards are harmful and should be avoided at all costs. He claims that most people do not pay off their credit card balances in full each month and end up paying interest to banks, which is a bad deal. He also argues that using credit […]