Video Summary Many people believe that credit cards are a bad idea, citing the numerous examples of people accumulating debt and being taken advantage of by high interest rates and fees. However, for those who can manage their finances responsibly, credit cards can be a viable option for earning rewards and cash back. The key […]

Video Summary Dave Ramsey, a financial guru, believes that credit cards are harmful and should be avoided at all costs. He claims that most people do not pay off their credit card balances in full each month and end up paying interest to banks, which is a bad deal. He also argues that using credit […]