The Best Travel Debit Card — Charles Schwab Checking Account
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Charles Schwab, a large investment management firm, has introduced a high-yield checking account with no foreign transaction fees and unlimited ATM fee rebates, making it ideal for travelers. The account is FDIC-insured and has no minimum deposit or monthly service fees. The company’s motives are likely to attract a younger generation of investors, who are switching to fintech companies like Robinhood and M1 Finance. The account’s best features are its high-yield savings account and the ability to invest excess cash. To avoid earning little or no interest, it’s advised to keep a low balance. The account also requires a brokerage account, which can be a drawback for some users. Additionally, the account is subject to a hard pull on credit history, which may lead to a decline if the user has poor credit. Overall, the Charles Schwab high-yield checking account is a competitive product that offers several benefits, but it’s essential to weigh its pros and cons before opening an account.
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